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How to Form an LLC as a Freelancer
You usually form an LLC in one state , then keep it separate with the filing, a registered agent, an EIN if needed, and a business bank account. This…
How to Choose a Business Name for Freelancers
How to Choose a Business Name for a Freelance Business: The best freelance business name usually comes from a 3-step check: legal availability, DBA fit…
When a Freelancer Should Switch Insurance Providers
When Should a Freelancer Switch Insurance Providers: A freelancer should switch insurance providers when the policy no longer matches the work, the…
When Freelancers Need Umbrella Insurance
When Do Freelancers Need Umbrella Insurance: When freelancers need umbrella insurance depends on whether one claim could exceed their current liability…
What Is Inland Marine Insurance for Freelance Equipment?
What Is Inland Marine Insurance for Freelance Equipment? It is coverage for portable business property that moves with you or works away from your main…
What Is Hired and Non-Owned Auto Insurance for Freelancers
What Is Hired and Non-Owned Auto Insurance for Freelancers: Hired and non-owned auto insurance for freelancers is liability coverage for vehicles you do…
How Freelancers Read Policy Exclusions
Policy exclusions are the part of the contract that tell you what will not be covered, and they matter as much as the promise on the first page. This…
How to Compare Freelance Insurance Quotes
Compare 5 core items first—coverage, limits, deductible, exclusions, and endorsements—before you compare premium. If you are comparing freelance insurance…
How to Add a Client as an Additional Insured
If a client asks to be added as an additional insured, the answer is usually to request an additional insured endorsement from the insurer on your general…
Freelancer Insurance Coverage Basics: The Complete Guide
Freelancer Insurance Coverage Basics — The Complete Guide usually starts with professional liability, and many freelancers also need general liability or…